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Has the economically distressed area benefited from the Community Reinvestment Act: Eviden
... of a county's CRA loans in respect to the entire state CRA loans. The second percentage is the ... represents the extent to which CRA loans are over-represented in a ...
Findings from Analysis of Nationwide Summary Statistics for 2001 CRA Data Fact Sheet (July 2002)
Other FFIEC Sites. HMDA. CRA. Reports - Findings from Analysis of Nationwide. Summary Statistics for 2001 Community Reinvestment Act Data. Fact Sheet (July 2002) Tables are in Portable Document Format (PDF). ... The CRA is intended to encourage federally insured commercial banks and savings associations to help meet the ... Under the CRA regulations, small business loans are loans of $1 million ...
PolicyLink - Community Reinvestment Act -- Tool in Action
... Fannie Mae will purchase the loans. CRA agreements should, where possible, include commitments by secondary ... obtain more capital for making additional CRA loans. In the wake of ...
Community Reinvestment Act lending: Is it profitable?
... gests that losses on CRA loans may not ... The returns on. CRA loans must be as great as those ...
www.sba.gov/advo/stats/lending/2000/bhc_study.txt
... Multi-Billion Dollar BHCs in Small Business Loans Under CRA Report Program, 2000 Part 1: Introduction This edition ... more than $1 million in CRA loans there. So the small business ...
Federal Reserve Bank of New York - Bank Links for Community Reinvestment and Economic Development
... As a result, CRA loans were ... while the Bear Stearns product makes non-conforming. CRA loans more liquid, making "flexible and innovative" ...
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1998 CRA FILE SPECIFICATIONS
... The CRA file specifications have been amended to separate data into originated and purchased loans for small ... farm affiliate loans, community development loans and consortium/third ...
Interagency CRA Qs & As
... Elects To Have Its Supervisory Agency Consider Loans Within a Particular Lending Category Made by One ... considered in its CRA evaluation as "Other Secured Lines/Loans for Purposes of ...
www.occ.treas.gov/ftp/release/97-20.txt
NR 97-20 February 27, 1997 Remarks by Eugene A. ... our cities and communities -- and a potential threat CRA faces. I believe that the past two decades have ... clear in the revised regulations, CRA loans must be safe and sound ...
Joint Center for Housing Studies Harvard University
... and their affiliates had much greater shares of their originations in CRA loans in the ... CRA sell loans to Fannie Mae and Freddie Mac, which faced new obligations during ...
win-win proposition
The Truth about CRA and Plans to Eviscerate an Effective Law. The Community Reinvestment Act (CRA) is a civil rights law prohibiting discrimination by banks against low- and moderate-income neighborhoods. ... Board to study the profitability of CRA loans. The Federal Reserve Board found in this study that CRA loans are profitable ...
Independent National Bank
Privacy Policy | Financial Statements | CRA Evaluation | Contact Us. Small Bank Performance Evaluation. PUBLIC DISCLOSURE. June 21, 1999
Fourth Quarter 1999 - Banking and Community Perspectives - FRB Dallas
... make more loans. We've purchased over $3 billion in CRA loans so far, and our objective is to ... make business sense to lenders. CRA loans are not just special loans ...
A
... "true" marginal CRA loans extended by a banking institution and thus ... marginal loans as all CRA-related loans originated or purchased and all. loans extended under a ...
A Banker's Quick Reference Guide to CRA
Federal Reserve Bank of Dallas. This publication is a guide to the CRA regulation and examination procedures. It is intended for bank CEOs, presidents, and CRA and compliance officers. as a tool for accessing CRA information quickly. ... HMDA and CRA disclosure statements. interim HMDA and CRA data collected. sample of consumer loans (if a substantial ...
his spring, the Joint Center for Housing Studies of Harvard University
... households or areas is stronger for. loans covered under CRA, it suggests ... would be to increase the breadth of. CRA coverage for loans made by ...
Inner City Press Community Reinvestment Reporter Archive Number 6: Nov. 15 - Dec. 31, 1999
... increase the percentage of its assets that are "CRA loans" from the current 5% to 10%, stating that this is a significant commitment, since "CRA loans are less profitable ...
Greenwich Bank & Trust Co. 3/1/1999 CRA
... MC\99CAE3\CRA D#22 ... Consumer loans do not include HMDA loans. CRA: Community Reinvestment Act. ...
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